What are the Differences Between Savings and Investments?

Savings is still a part of type of investment instruments, the difference is only on the level of its Return On Investment (ROI) that it's fairly low and very small compared to the other investment instruments.

Saving money is one of the products of investment instruments issued by Bank. There are two common types of derivatives Bank investments: Savings and Deposits. The differences are most pronounced at the level of investment that produced ROI: Savings is about 2% - 4% per year and 4% - 6% per month/year for deposit.

Savings and Deposits is much safer than other investment instruments. If they're owned by government, then it backed up by government. But, if we have a look on its Return On Investment (ROI) is still much lower and smaller one than the other investments indeed.

What about investments?
Investments consist of several types of instruments: Forex Trading, Stocks/Shares, Bonds, Property, etc. The greater the benefit you'll get is comparable to a greater risk, such as if you are Forex trading experts who are able to predict the rise and fall of foreign currency you can get a ROI of 10% - 100% per day it just from the Forex Trading only, otherwise if you are not an expert one then your initial capital money will run out instead.

If so, is there any investment with minimum risk level and safe but much larger ROI's than deposits?
The answer is yes, there are some of professional, reliable and safe shares investment managed by companies, agencies or brokers - you just sit quietly there without having to have any skill because you have financial investment managers who are experts, reliable, and experienced. Of course, investing in Shares the ROI's is very lucrative and much larger than Deposit and Savings - it's about 8% - 15% per month.

Don't put all eggs in one basket
Based on some of investment instrument types above you may be able to decide now which one is far more beneficial for the results of the monthly ROI's between them. As an old investment proverb said, "Don't put all eggs in one basket." It means also if you've had one of them you should have the other one, if it's needed you must have all those various types of investments, of course, as your diversified investments portfolios. Happy Investing!

What is the Difference Between Saving and Investment? Reviewed by GptShare on Nov 03. Don’t just be a saver, learn to be an investor! You should learn more on this basic investment informations before making any investment. Rating: 4.5